07.18.25 Clark Answers His Critics on Clark Stinks / Buying An EV
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses upcoming opportunity in the car market, and answers the question: should you buy an EV now before the tax credit expires on new and used electric vehicles.
Clark Stinks: Segments 1 & 2
An EV Purchase: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Clark Howard's Take on the Chase Sapphire Reserve® Changes
Aerolopa - Making sense of airline seating plans
Clark Howard's Obsession That Could Save You Hundreds
6 Reasons Sam's Club Is Better Than Costco
Capital One Agrees To Major Settlement After Accusation of ‘Cheating’ Customers
How To Save Money on Utilities
This Device Can Help You Avoid an Annoying Car Rental Fee
Axios: The next wave of EV adoption
What Is Supplemental Insurance and Should You Buy It?
4 Insurance Policies You Actually Need (And 4 You Don't)
Is Pet Insurance Worth It?
Costco Travel: 5 Things To Know Before You Book
Booking a Cruise? Here Are 5 Ways To Do It for Less
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
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07.16.25 Retail: Point Of No Returns / The Home Improvement Market Now
You bought it, you wore it once, then sent it back. Maybe you just changed your mind. In addition to online purchases necessitating more returns, there are those gaming return policies. Clark predicts how this challenge for retailers will become costlier for consumers. Also - Is now a good time to tackle a home improvement project? There’s something going on in the market you need to know.
Retail Returns Costly: Segment 1
Ask Clark: Segment 2
Home Improvement Decision Making: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
15 Items That Can't Be Returned to Amazon
3 Reasons You Should Never Book a Nonrefundable Hotel Room
The Only Reason You Should Make an Improvement to Your Home
Americans delay home improvements in latest blow to US housing market
Certificate of Deposit (CD): What Is It, Best Places To Open One
What Is a CD Ladder and When Is It a Good Idea?
CD Ladder Calculator - Clark Howard
How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices
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30:34
07.15.25 Ask An Advisor With Wes Moss
Best Time To Take Social Security and Why Target Date Funds Are Good, but Not Perfect
What’s the best time to take Social Security? Fiduciary financial advisor Wes Moss breaks down several scenarios to help you optimize your Social Security check. Also, target date funds have long been a popular option as a “set it and forget it” easy button for investing. Wes shares why this “TV dinner” of investing is a good – but not perfect – option.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 15, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.
We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!
Learn more about Wes: BOOKS BY WES MOSS / Wes Moss, CFP®
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07.14.25 Auto Insurers Tracking Drivers / Gas Station Credit Card Surcharge Surprise
Clark has recommended shopping for auto insurance as rates keep rising. But it’s also important to know how some insurers are tracking you surreptitiously to set rates, while others offer voluntary programs, or usage-based premiums to earn discounts, which can be a benefit or punishment. Later - Clark is in favor of businesses setting credit card surcharges in the U.S. as they do in other countries, but some gas stations have been caught charging outrageous amounts, and you need to be aware before you go to the pump.
Save On Auto Insurance: Segment 1
Ask Clark: Segment 2
Credit Card Surcharges On Gas: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
Is Your Smartphone Making Your Car Insurance More Expensive?
How to Shop for Lower Car Insurance
Do I Need To Unfreeze My Credit To Shop for Car Insurance?
Best Auto Insurance Companies and Some of the Worst
Warning: Watch Out for This Big Ripoff at the Pump
Best Travel Credit Cards: Top Rewards Picks for 2025
Best Cash Back Credit Cards
Fidelity® Rewards Visa Signature® Card Review: Invest with 2% Cash Back
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices
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07.11.25 Clark Answers His Critics on Clark Stinks / For Job Seekers
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark offers perspectives on the current job market with advice for those seeking employment, including recent high school and college grads. Plus, for those soon heading into college, hear Clark smart advice for graduating with a solid employment path.
Clark Stinks: Segments 1 & 2
The Value Of Working While In School: Segment 3
Ask Clark: Segment 4
Mentioned on the show:
ETF vs. Mutual Fund: Which Investment Is Better?
What Are Index Funds? / What Is an ETF?
Best Auto Insurance Companies and Some of the Worst
Protect Your Money From Sneaky Card Skimmers
Why Small Businesses Are Your Biggest Opportunity
Monarch Money Review: Is This Budgeting Tool Worth the Price?
Empower Review: How It Works, Pros & Cons
Clark.com resources
Episode transcripts
Community.Clark.com / Ask Clark
Clark.com daily money newsletter
Consumer Action Center Free Helpline: 636-492-5275
Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
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