Smart Money Happy Hour with Rachel Cruze and George Kamel
Ramsey Network
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cru...
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Today we’re giving the people what they want: the man himself, Dave Ramsey. In this special episode, Dave plays 20 Questions with inquiries you submitted about his life, wealth and the things he won’t waste a dime on.
Next Steps:
💵 Start your free budget today. Download the EveryDollar app!
🎥 Watch our video Cheapskate or Resourceful? A Wake-Up Call With Sharon Ramsey.
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
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🌿 Get up to 40% off at Cozy Earth with code SMARTMONEY.
Today’s Happy Hour Special: 🍸 Black Manhattan
Ingredients:
2 ounces rye whiskey
1 ounce amaro
3 dashes black walnut bitters
2 dashes orange bitters
2 brandied cherries
Instructions: Add the rye whiskey, amaro and bitters into a mixing glass with ice and stir until well-chilled. Strain into a chilled coupe glass. Garnish with two brandied cherries.
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
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53:30
Sneaky Marketing Tactics That Aren’t Your Friend
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan
Remember signing up for that “free” trial of Apple TV+ . . . and four years later, you’re still paying $9.99 a month for it? In this episode, Rachel and George reveal sneaky marketing tactics like this to help you avoid wasting money.
Next Steps:
💵 Start your free budget today. Download the EveryDollar app!
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off at Cozy Earth with code SMARTMONEY.
Today’s Happy Hour Special: 🥃 Classic Amaretto Sour
Recipe: Real Simple
Ingredients:
1 1/2 ounces amaretto liqueur
1 ounce simple syrup
3/4 ounce fresh lemon juice (from 1 lemon)
1 orange slice, for garnish (optional)
1 maraschino cherry, for garnish (optional)
Instructions: Pour the amaretto, simple syrup, and lemon juice into a cocktail shaker with ice. Shake and strain into a glass filled with ice. Garnish with an orange slice and a cherry, if using.
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
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37:35
Stirring the Pot With These Off-Limits Topics
💵 Start your free budget today. Download the EveryDollar app!
If you love awkward silences, just try asking your blind date how much money he makes. In this episode, Rachel and George share hot takes on common taboo money topics, plus how you can avoid cringey situations.
Next Steps:
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off at Cozy Earth with code Smart Money.
Today’s Happy Hour Special: 🍸 Smashing Sage Spritzer (Mocktail)
Recipe: Drinking for Two: Nutritious Mocktails for the Mom-To-Be
Ingredients:
1 cup fresh or frozen blackberries or cherries
1 tablespoon lime juice
1 teaspoon honey
1/3 cup coconut water
1 cup seltzer
4 sage leaves
Additional blackberries and sage leaves for garnish
Instructions: Muddle blackberries with sage leaves and honey in the bottom of a shaker. Add lime juice and coconut water; fill shaker with ice. Shake vigorously. Strain, if desired. Divide the shaken mixture between two ice-filled lowball glasses. Top with seltzer and stir. Garnish with fresh sage and blackberries.
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
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41:43
Things That Scream “I’m Pretending to Be Upper Class”
💵 Start your free budget today. Download the EveryDollar app!
We all know that person who wears flashy designer logos like they’re personally endorsed by Michael Kors. In this episode, Rachel and George react to ways people pretend to be upper class and discuss how to be smart with your money instead.
Next Steps:
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off at Cozy Earth with code SMARTMONEY.
Today’s Happy Hour Special: 🍸 Japanese Slipper
Recipe: Difford’s Guide
1 fluid ounce Cointreau triple sec liqueur
1 fluid ounce green melon liqueur
1 fluid ounce lemon juice (freshly squeezed)
Instructions: Select and pre-chill a martini glass. Prepare garnish of Luxardo maraschino cherry dropped into drink. Shake all ingredients with ice. Fine strain into chilled glass.
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
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36:44
Things to Stop Doing With Your Money in 2025
💵 Start your free budget today. Download the EveryDollar app!
If you want to have a “new year, new you,” you have to do new things. In the first episode of the new year, Rachel and George share bad money habits you’ll want to ditch in 2025.
Next Steps:
🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.
📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
🎥 Watch our video How to Start Becoming a Millionaire in 2024.
Connect With Our Sponsors:
🔒 Get 20% off when you join DeleteMe.
🌿 Get up to 40% off at Cozy Earth with code SMARTMONEY.
Today’s Happy Hour Special: 🧊 Frostbite Tequila Cocktail
Recipe: The Spruce Eats
1 1/2 ounces tequila
1 ounce blue curaçao liqueur
1/2 ounce white crème de cacao liqueur
1/2 ounce cream
Luxardo Cherries, for garnish
Instructions: In a cocktail shaker, pour the tequila, blue curaçao, crème de cacao, and cream. Fill with ice. Shake well. Strain into an ice-filled old-fashioned glass. Garnish with a cherry. Serve and enjoy.
Listen to More From Ramsey Network:
💡 The Rachel Cruze Show
💰 George Kamel
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
About Smart Money Happy Hour with Rachel Cruze and George Kamel
Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
Listen to Smart Money Happy Hour with Rachel Cruze and George Kamel, Money Rehab with Nicole Lapin and many other podcasts from around the world with the radio.net app
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