Named 2023 Best Personal Finance podcast by Bankrate.com, The Stacking Benjamins Show has a light and friendly tone. Hosts Joe Saul-Sehy and OG aim to make fina...
The Surprising Benefits of Financial Inaction (SB1653)
Feeling the pressure to constantly tweak your investments? Today, we uncover the surprising benefits of financial inaction with insights from CFP Dana Anspach, Len Penzo, and OG. We dive into the wisdom of sometimes doing nothingābecause, as it turns out, sitting on your hands (financially speaking) can be a power move.
Why lazy portfolio management might be the smartest strategy youāll ever adopt (spoiler: it involves less work).
The power of downtimeāturns out, stepping away from your money might actually make you richer.
Why your future self will thank you for setting up auto-pay (hint: fewer late fees, more naps).
The sneaky ways peer pressure messes with your financesāand how to keep the Joneses from running your budget.
When rebalancing your portfolio is necessaryā¦and when itās just a fancy way to micromanage yourself.
A wildly unexpected insurance claim (because finances are never boring in the basement).
Oh, and Dougās got a trivia question about a particularly controversial activity that was bannedābecause, apparently, not everything fun is legal.
Stick around for weekend plans, final thoughts, and maybe even a surprise or two (because we like to keep you on your toes).
This episode originally aired on June 10, 2022. Please disregard any mention of current events.
The original show notes can be found here.
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
Enjoy!
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1:11:46
Our Top 5 Favorite Parts of a Well-Crafted Financial Plan SB1652
A great financial plan isnāt just about numbersāitās about creating a roadmap that turns dreams into reality. Today, Joe and OG take a trip down memory lane, reflecting on their favorite parts of building a great financial plan. Whether you're tackling long-term goals, fine-tuning your tax strategy, or simplifying complex decisions, theyāll walk you through the key elements that turn financial chaos into a well-oiled machine.
Breaking down big goals into bite-sized wins ā Because climbing a financial mountain is easier when you focus on one step at a time.
The magic of tax strategies ā Why a little planning now can keep more Benjamins in your pocket later.
Risk management done right ā Avoiding financial pitfalls so your plan stays strong, no matter what life throws your way.
The power of simple solutions ā Complexity doesnāt always mean better. Sometimes, the best financial strategies are the easiest to execute.
The role of a financial guide ā Whether you DIY your plan or bring in an expert, knowing when to get guidance is a game-changer.
Meanwhile, Doug tackles a āWinnie the Poohā-inspired predicament (honey jars may or may not be involved) and drops some surprising trivia on the massive market value of antidepressant drugs.
If youāre ready to streamline your financial life and celebrate your progress along the way, this episode is packed with insights, strategy, and a few unexpected twists.
ļ»æThis episode originally aired on January 18, 2023. Please disregard any mention of current events.
The original show notes can be found here.
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
Enjoy!
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1:12:01
Your Path to a Cost-Effective Car SB1651
Ever felt overwhelmed by buying a car or managing your time? Youāre not alone. Today, we tackle both topics with expert insights and a few unexpected surprises along the way.
Car buying decoded ā Joe sits down with Phil Reed, Senior Consumer Editor at Edmunds, to break down the best strategies for buying new or used cars, leasing vs. buying, and negotiating with dealers like a pro.
The ultimate time management playbook ā Paula Pant, Dominique Brown, and returning guest Carrie Smith share real-world productivity hacksāwhether you're self-employed, working 9-to-5, or just trying to make better use of your day.
Avoiding social media missteps at work ā The team dives into the doās and donāts of posting while employed.
Email overload? Phone calls running your life? ā Smart strategies to take control of your inbox and stop wasting time on endless calls.
Celebrity wealth secrets and entertainment picks ā Because financial wisdom can come from surprising places.
A roadside hawk encounter?! ā An unexpected story that proves you never know whatās coming next.
With practical advice, engaging discussions, and a few twists you wonāt see coming, this episode packs in everything you need to take control of your finances and your timeāwithout taking life too seriously.
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1:14:37
What's In Your Financial "Go Bag"? SB1650
If disaster struck tomorrow, would your financial essentials be ready to grab and go? Today, Joeāalong with contributors Paula Pant from Afford Anything, Jesse Cramer from Personal Finance for Long-Term Investors, and our resident expert OGāassemble the ultimate financial go bag. Meanwhile, Doug handles his usual duties as announcer, trivia master, and general chaos instigator.
The must-have documents ā Passports, Social Security cards, insurance policies... what belongs in your bag, and what can stay in the filing cabinet?
Cash vs. digital access ā How much should you keep in physical cash? And is gold really a smart emergency asset, or just a really heavy way to slow yourself down?
Estate planning and emergency preparedness ā The financial moves today that can make a crisis less stressful later.
Password managers: genius or a liability? ā We debate whether your digital keys should be stored in the cloud, on paper, or tattooed in invisible ink.
Trivia showdown: Doug tests the teamās knowledge with a question that (probably) has nothing to do with financial preparedness.
Campus co-op stores and Harvard historyāwhy are we talking about this? Youāll find out.
If youāve been meaning to get your financial house in order for emergencies, this episode has everything you need to build your own financial go bagāwithout overpacking.
FULL SHOW NOTES: https://stackingbenjamins.com/your-financial-go-bag-1650
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201
Enjoy!
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58:08
Navigating the Insurance Maze (SB1649)
Is your insurance setup rock-solid, or are you unknowingly leaving gaps that could cost you big time? Today, we break down the essentials of managing risk in our no-nonsense (but totally entertaining) insurance guide.
How much coverage do you really need? We tackle the must-haves and the unnecessary add-ons that might just be draining your wallet.
Auto, home, life, and disability insuranceāwhatās essential and whatās overkill? We walk through the key policies that keep you protected without breaking the bank.
Oddball insurance policiesāare they worth it? From pet insurance to that ājust in caseā coverage you saw on late-night TV, we separate the smart buys from the money traps.
A TikTok minute that perfectly sums up the difference between dogs and cats. Trust us, youāll relate.
Listener questions: Breaking up with a financial advisorāwhen itās time to walk away and how to do it right.
Insurance company showdown: Whoās the biggest player in the game, and does size really matter?
DIY money moves: How to take over your own investment accounts without making costly mistakes.
Stackers, this episode is packed with tips, laughs, and real-world insights to help you protect what mattersāwithout wasting a dime. Don't miss it!
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
Enjoy!
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Named 2023 Best Personal Finance podcast by Bankrate.com, The Stacking Benjamins Show has a light and friendly tone. Hosts Joe Saul-Sehy and OG aim to make financial literacy fun for all as they sit around the card tableĀ in Joe's Mom's half-finished basement and talk with experts about personal finance, saving, investing, and important money trends. As Fast Company once wrote, the Stacking Benjamins podcast "strikes a great balance of fun and functional." So join Joe and OG every Monday, Wednesday and Friday as they read your letters, discuss major headlines, and throw in some trivia and laughs for free.