Named 2023 Best Personal Finance podcast by Bankrate.com, The Stacking Benjamins Show has a light and friendly tone. Hosts Joe Saul-Sehy and OG aim to make fina...
Ever felt overwhelmed by buying a car or managing your time? Youāre not alone. Today, we tackle both topics with expert insights and a few unexpected surprises along the way.
Car buying decoded ā Joe sits down with Phil Reed, Senior Consumer Editor at Edmunds, to break down the best strategies for buying new or used cars, leasing vs. buying, and negotiating with dealers like a pro.
The ultimate time management playbook ā Paula Pant, Dominique Brown, and returning guest Carrie Smith share real-world productivity hacksāwhether you're self-employed, working 9-to-5, or just trying to make better use of your day.
Avoiding social media missteps at work ā The team dives into the doās and donāts of posting while employed.
Email overload? Phone calls running your life? ā Smart strategies to take control of your inbox and stop wasting time on endless calls.
Celebrity wealth secrets and entertainment picks ā Because financial wisdom can come from surprising places.
A roadside hawk encounter?! ā An unexpected story that proves you never know whatās coming next.
With practical advice, engaging discussions, and a few twists you wonāt see coming, this episode packs in everything you need to take control of your finances and your timeāwithout taking life too seriously.
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1:14:37
What's In Your Financial "Go Bag"? SB1650
If disaster struck tomorrow, would your financial essentials be ready to grab and go? Today, Joeāalong with contributors Paula Pant from Afford Anything, Jesse Cramer from Personal Finance for Long-Term Investors, and our resident expert OGāassemble the ultimate financial go bag. Meanwhile, Doug handles his usual duties as announcer, trivia master, and general chaos instigator.
The must-have documents ā Passports, Social Security cards, insurance policies... what belongs in your bag, and what can stay in the filing cabinet?
Cash vs. digital access ā How much should you keep in physical cash? And is gold really a smart emergency asset, or just a really heavy way to slow yourself down?
Estate planning and emergency preparedness ā The financial moves today that can make a crisis less stressful later.
Password managers: genius or a liability? ā We debate whether your digital keys should be stored in the cloud, on paper, or tattooed in invisible ink.
Trivia showdown: Doug tests the teamās knowledge with a question that (probably) has nothing to do with financial preparedness.
Campus co-op stores and Harvard historyāwhy are we talking about this? Youāll find out.
If youāve been meaning to get your financial house in order for emergencies, this episode has everything you need to build your own financial go bagāwithout overpacking.
FULL SHOW NOTES: https://stackingbenjamins.com/your-financial-go-bag-1650
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201
Enjoy!
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58:08
Navigating the Insurance Maze (SB1649)
Is your insurance setup rock-solid, or are you unknowingly leaving gaps that could cost you big time? Today, we break down the essentials of managing risk in our no-nonsense (but totally entertaining) insurance guide.
How much coverage do you really need? We tackle the must-haves and the unnecessary add-ons that might just be draining your wallet.
Auto, home, life, and disability insuranceāwhatās essential and whatās overkill? We walk through the key policies that keep you protected without breaking the bank.
Oddball insurance policiesāare they worth it? From pet insurance to that ājust in caseā coverage you saw on late-night TV, we separate the smart buys from the money traps.
A TikTok minute that perfectly sums up the difference between dogs and cats. Trust us, youāll relate.
Listener questions: Breaking up with a financial advisorāwhen itās time to walk away and how to do it right.
Insurance company showdown: Whoās the biggest player in the game, and does size really matter?
DIY money moves: How to take over your own investment accounts without making costly mistakes.
Stackers, this episode is packed with tips, laughs, and real-world insights to help you protect what mattersāwithout wasting a dime. Don't miss it!
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
Enjoy!
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58:16
A Fresh Look at Budgeting Basics (SB1648)
Ever feel like your budget is running you instead of the other way around? Today, weāre bringing in Shaun Morgan from The Teacher Money Show and Kristin Wade, budgeting coach at My Budget Coach, to help you flip the script. Theyāll share how tracking your expenses is the first (and easiest) step toward financial freedom, why budgeting shouldnāt feel like punishment, and how to make your money work without the guilt.
But waitāthereās more! Weāre diving into creative ways to gamify saving, some unexpected solutions for real estate dilemmas (hint: selling isnāt your only option), and why sometimes renting out your home might be the smarter move. And of course, we sprinkle in some personal stories, real-life lessons, and a few side tangents that may or may not include baseball, beer trends, and an ode to Steve Jobs.
Whatās Inside Todayās Episode:
Budgeting Basics: How to make your spending work for you.
Tracking Expenses 101: The first step toward a stress-free financial plan.
Finding the Right Budgeting Tools: What actually works?
Gamifying Your Finances: How to make saving and budgeting fun (yes, fun!).
Accountability & Motivation: Why most people quit budgetingāand how to stick with it.
Turning Real Estate Woes Into Wins: If your house wonāt sell, hereās what to do next.
Renting vs. Selling: When keeping your home might be the smarter play.
Running a Business on a Budget: The hidden costs and how to stay profitable.
Community Shoutouts & Listener Feedback: Your wins, your questions, and more.
Random Topic: Cancun adventures and off-the-cuff fun.
Key Takeaways from the Episode:
āļø Budgeting doesnāt mean restrictionāit means intentional spending.
āļø Tracking your money is like using a GPSāit keeps you from getting lost.
āļø Real estate has more options than just āsell or stay put.ā Renting could be a game-changer.
āļø You donāt have to budget alone. The right tools and accountability partners make all the difference.
āļø Even Cancun has budgeting lessons. (Or at least a few good stories.)
Tune in now and take the first step toward mastering your budgetāwithout making it feel like a chore.
FULL SHOW NOTES: https://stackingbenjamins.com/how-to-take-control-of-your-budget-1648
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
Enjoy!
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1:10:07
Is It Time To Dump International Stocks? (SB1647)
Is it time to break up with international stocks? Theyāve been underperforming U.S. markets for years, so should we finally call it quits, or is there still hope for a global comeback? On todayās episode, Joe, OG, Paula Pant, and Jesse Cramer dig into the great international investing debate.
Are international funds a lost cause? The panel unpacks why theyāve lagged U.S. stocks and whether diversification still makes sense.
Beyond stocks: Exploring other asset classesāprivate equity, real estate, commodities, and collectibles (because who doesnāt want to invest in Beanie Babies and vintage lunchboxes?).
The $3 coin mystery: Yep, that was a thing. And yes, itās as weird as it sounds.
Election results and wooden nickels: The intersection of money, history, and questionable currency choices.
Weekend plans and podcast highlights: Because investing is important, but so is having fun.
Of course, it wouldnāt be a Stacking Benjamins episode without some friendly debate, expert insights, and the occasional off-the-wall tangent. Tune in for a laid-back but insightful conversation on making smart investment decisions!
FULL SHOW NOTES: https://stackingbenjamins.com/is-international-investing-dead-1647
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201
Enjoy!
Learn more about your ad choices. Visit podcastchoices.com/adchoices
Named 2023 Best Personal Finance podcast by Bankrate.com, The Stacking Benjamins Show has a light and friendly tone. Hosts Joe Saul-Sehy and OG aim to make financial literacy fun for all as they sit around the card tableĀ in Joe's Mom's half-finished basement and talk with experts about personal finance, saving, investing, and important money trends. As Fast Company once wrote, the Stacking Benjamins podcast "strikes a great balance of fun and functional." So join Joe and OG every Monday, Wednesday and Friday as they read your letters, discuss major headlines, and throw in some trivia and laughs for free.