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Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
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  • 399 | Stay-at-Home Mom Money Moves: How to Plan for Retirement Without a Paycheck!
    Snag Our Simplified Budget System!Budget Besties, grab your coffee and your confidence — because this episode is all about stepping into your power as the CFO of your home, even if you’re not bringing in a paycheck. 💪We’re joined by one of our favorite budget nerd mamas (in the BEST way), who’s sharing her journey from infertility-driven sacrifice to stay-at-home motherhood — and now stepping into the next big financial chapter: planning for retirement on one income.We’re talking:What stay-at-home moms can do to invest for retirementThe right questions to ask about old teacher retirement fundsWhy Roth IRAs are your best friend (even if you don’t have earned income)How to stop letting cash slip away unnoticedAnd how to handle the frustration when professionals make you feel small🧠 What You’ll Learn:Why your money future doesn’t pause just because you’re not working right nowWhat the term “backdoor Roth” means — and how to use it wiselyHow to take ownership of your old retirement accounts (even if you can’t log in anymore 😅)That you don’t need to know all the financial lingo — you just need a planAnd why it’s never too late (or too early) to figure this outBudgeting isn't just about managing expenses. It's about owning your future. And yes, mama — even while wrangling toddlers and squeezing in grocery trips between naps, you can absolutely be building wealth.4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  
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  • 398 | Financial Breakthroughs from Real Clients: Organizing Cash, Tackling Debt, Budgeting as a Couple & Avoiding Lifestyle Creep
    Snag Our Simplified Budget System!Whew, Budget Besties — this episode is full of real talk and real wins from our coaching clients. From Nashville tattoo artists to newlyweds trying to merge finances without losing their minds, we’re covering it all in today’s behind-the-scenes episode of what it really looks like to get your money life together.We’re walking through: 💸 Making sense of cash-heavy businesses (yes, even $6K/month in cash!)🏡 Homemaking budgets and why "making a house a home" is a line item📱How to untangle Amazon charges (spoiler: you can assign cards by category!)🧾 Organizing messy savings and crushing debt with clarity💑 Blending finances as a couple — even when one of you has debt and the other doesn’tBecause budgeting is not about judgment. It’s about creating a system that works for your real life. Whether you’re:Running a six-figure biz with money flying in from all anglesFeeling low-key guilty about spending on your homeNervous about your partner seeing just how much credit card debt you’ve gotOr overwhelmed by all the bank accounts, credit cards, and loans you’ve been managing solo...We’ve got you.🧠 This episode is full of coaching gold:Why cash-based income has to be budgeted or it will disappearThe truth about lifestyle creep (and how to check it before it runs away with your goals)How simple changes — like naming your savings or setting spending accounts — lead to massive progressAnd how to create buy-in with your spouse without a fightThis is what financial clarity looks like: one small, consistent, empowered step at a time. 🧡4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  
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  • 397 | Why Budgeting Matters for Every Woman—In Every Era of Her Life, and What It Looks Like in Every Season of Womanhood from Teenager to Newlywed to Retirement
    Snag Our Simplified Budget System!Hey, Budget Besties! 💛Today we’re taking you on a money journey through every season of a woman’s life — from those first babysitting paychecks to living your best bougie grandma life. 🛍️👵🏽✨Why? Because budgeting matters at every single stage. And when you know what to expect (and how to plan for it), you can build the confident, abundant life you deserve.We’re diving into:High school budgets (hello, Starbucks and hoodies 🧋🧥)College survival (and how to NOT live off ramen and credit cards)Young marriage and mom life (budgeting for date nights and diapers)Bougie era budgeting (more income, bigger goals—and NO excuses)Empty nesters and retirement (planning for those grandbaby snuggles and that dream trip to Italy 🇮🇹)Throughout each era, we’re keeping it real about how your budget needs to shift, what habits you need to build (spoiler: savings buckets forever 🪣), and how to use your money with intention instead of living paycheck to paycheck (no matter how much you make!).🧠 Lessons You’ll Learn:How early budgeting habits create financial confidence for lifeWhy your college student must have a budget (and how to avoid drowning in debt)How to combine finances in marriage without stress or confusionWhy high income doesn’t fix money problems — but budgeting doesHow to step into your wealthy woman era and keep building that legacyYou're not behind, bestie. Whatever stage you're in—you've got time, you've got options, and you've got us cheering you on! 🎉4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  
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  • 396 | The Step-by-Step System for Budgeting When Your Paychecks Change Every Month
    Hey, budget besties! 💖 Today we’re chatting with Andrea, who's right in the middle of a BIG life transition — new marriage, three kids headed to Brazil for a year (!), and full-time camper living while her husband travels for work as a union electrician. 🚐✨Andrea’s done all the things — tried The Budget Mom, dabbled in Dave Ramsey — but sticking to a budget? THAT’S the struggle. Especially now with a fluctuating income and a whole new way of life.We walk Andrea through how to set up a money system that works for real life — not just the life you plan in pretty colors and fancy spreadsheets. 🎨📊 Here's what we tackled:How to budget on an inconsistent income without the chaos.Why separate bank accounts (bills, spending, savings!) are your new best friends.How to automate your money so you can't accidentally mess up (even if life gets messy).Budgeting off the bare minimum — and using the extra to finally get ahead.Why you start automation NOW — even if you’re behind on bills.This conversation is full of real-life feels, practical tips, and lots of encouragement for anyone who's ready to turn a season of transition into a season of financial empowerment. 🌟We want you to hear this loud and clear: you don’t have to be perfect. You just have to get your system in place and let it work for you — even when life gets wild.Mentioned in the Episode:Separate bank accounts for bills, spending, and savingsBudgeting on a baseline incomeBlue Collar Millionaire podcast (shoutout to our hardworking besties!)
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  • 395 | Money Lessons from Real Clients: Emergency Funds, Paycheck Planning, Mom Guilt Breakthroughs & Business Wins
    Snag Our Simplified Budget System!Budget Besties, this one’s for everyone who’s ever thought, “Why does it feel like everything is hitting all at once?” 😵‍💫In this episode, Shana and Vanessa are sharing real stories from coaching clients who are pushing through real life – emergency room visits, broken fingers, college costs, tragic losses, and even tangled-up business budgets. But through it all, we’re celebrating the small (and major) wins, like…✨ Surviving back-to-back emergencies without going into debt✨ Paying taxes on time for the first time EVER✨ Learning how to finally get your paycheck-to-spending transfer right✨ Changing money mindsets (even when you feel “behind”)✨ Creating steady income from side hustles – campers, Jeeps, and salon chairs, oh my!This episode is a warm reminder that if you feel like you’re struggling just to stay on top of your budget—you’re not alone. Life is expensive, but that doesn’t mean you’re doing it wrong.You’re learning. You’re adjusting. You’re moving forward. 🙌🏽Whether you're starting over at 50, trying to untangle your biz finances, or figuring out how not to be broke every other week, we’re breaking it all down with compassion and clarity.4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  
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About Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
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