Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

• From Scrubs to Surplus: A Nurse’s Journey to Biweekly Budget Peace

  Snag Our Simplified Budget System!Budget besties, this one’s for you if you’re juggling multiple jobs, navigating biweekly paychecks, and trying to climb out of credit card debt with your sanity (and maybe a little spending money) intact. 🙌In this episode, Shana and Vanessa coach a nurse who’s stepping into her full-time income post-grad school, looking for a plan that brings clarity and peace to her money. Together, we break down how to budget on a biweekly paycheck, how to stop the “dump money on debt then panic” cycle, and why a Bills Account is about to become your new favorite money hack.We also dig into how to handle credit card balances strategically—especially when a 0% intro APR is about to expire. (Spoiler: You can call your credit card company and ask for a lower interest rate. We’ll tell you exactly what to say.)What we cover:How to organize your monthly budget when you're paid every two weeks 🗓️Why you need separate accounts for bills, groceries, and fun money 🍕💅The truth about making extra debt payments (and why we start with minimums first) 💳How to call your credit card company and negotiate a better rate (yes, really!) 📞Creating a plan for per diem income that actually helps instead of disappearing into the abyss 💸Getting out of the cycle of financial shame and starting fresh with a plan that works 🌱4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

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• 410 | From Zebras to Debt-Free Dreams: Real Clients, Real Wins

  Snag Our Simplified Budget System!Budget Besties, buckle up! Today, we're inviting you behind the scenes of our private coaching calls to dish out the real-life budget wins, tough decisions, and "wait, should I buy a zebra?" moments from our amazing clients. If they’re going through it, chances are you are too — so let’s break it all down together.From surprise escrow refunds and dream farms (complete with cows, chickens, and yes... zebra requests 🦓) to the real cost of keeping an old house — we’re talking about how to prioritize when everything feels important.You’ll hear:How one client used a tax refund to unlock a future cattle business — but only after making the right money move first.Why a bougie birthday and high-end daycare didn’t derail another client’s financial progress.What happens when income’s flowing, but the accounts are too scattered to tell what’s really going on.And why not everyone wants to be debt-free right now — and how that can still be part of a strong, confident money plan.We’re here to show you it’s not about doing everything perfectly — it’s about doing what works for you, and doing it with clarity, confidence, and a whole lot of grace. 💛✨ Real-Life Takeaways:Prioritize the money move that unlocks future wins. (Fixing up the old house first = cash for the farm later!)Use windfalls (like tax refunds or bonuses) intentionally — a plan means you won’t blink and wonder where it all went.Simplicity is key: too many accounts = too much confusion.You get to decide your goals. If saving cash gives you peace of mind more than paying off debt, that’s valid.Budgeting isn't about deprivation — it’s about direction.4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

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• 409 | You Don’t Need a No Spend Month — You Need a Real Plan

  Snag Our Simplified Budget System!You’ve heard of a no spend month.You’ve maybe even tried one.And if you’re like most of us—you probably ended up at Target with a cart full of “oops.” 😅In this episode, we’re unpacking the real truth about no spend months: why they feel productive but usually don’t solve the root problem. Our special guest, budget bestie Bethany, joins us to share her real-life experience going through one (spoiler: her coffee shop noticed she was gone 👀).We cover:What a no spend month actually looks like with a big, busy family (and coffee-loving parents!)The real reason we tend to overspend in the first placeHow binge-spending sneaks in right after restrictionThe budget-friendly alternative that helps you spend on purpose without the guilt spiralPlus, how Bethany’s family is now teaching their kids to manage money with weekly spending limitsIf you've been thinking about a financial reset, don’t start with restriction—start with a real system that helps you spend, save, and breathe. Because budgeting isn’t about saying “no” to everything. It’s a4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

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• 408 | How She Paid Off $17K and Started Saving $2K/Month on One Income

  Snag Our Simplified Budget System!We’re bringing you one of our favorite kinds of episodes—a real story from a real budget bestie who decided enough is enough. Missy joined us after trying to DIY her budget (like so many of us do), but when she saw the numbers? Let’s just say the highlighters came out and so did the coaching call.In this episode, you’ll hear:How Missy went from “Where is my money going?” to saving over $2,000 a monthThe surprising things she changed (like re-quoting her insurance!) that saved her thousandsThe mindset shift that helped her finally feel in control of her financesWhy downsizing her home and organizing her savings buckets was a game-changerAnd how she’s still crushing it post-coaching—she paid off $17,000 more in debt in just 3 months on her own!From working two jobs to becoming a travel agent to creating 13 (!) bank accounts, Missy’s journey is proof that when you commit, get clarity, and stick with it—you’ll see results faster than you ever thought possible.If you’ve been stuck in “I’ll figure it out later” mode, this is your sign.Financial peace is just a system—and a little coaching—away. 💛4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

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• 407 | Money Doesn’t Have to Be Hard: Breakthroughs From Real Coaching Clients

  Snag Our Simplified Budget System!Ever feel like you're playing a constant game of "Can we afford this?" with your partner? 😅This one’s for you.We’re diving into the simple, powerful tool that has changed the way couples (and individuals!) manage their money: separate spending accounts.We know—it sounds so basic. But once you actually do it?🙌 The freedom.🙌 The peace.🙌 The end of the weird parent/child money dynamic that no one wants.In this episode, we’re sharing:Real-life coaching stories from couples who went from friction to freedom just by adding accountsHow this shift gives both partners autonomy, trust, and clarityWhy this one change can eliminate fights, judgment, and constant permission-seekingA few powerful lessons from clients who paid off debt, made mistakes (hello, double truck payment 😬), and kept their calm because of the systems they now have in placeWhy you might be just one good budget and a few renamed bank accounts away from breakthroughOh—and we’re hinting at our brand new national research study on finances and marriage... and the results are wild. Stay tuned for that drop soon!Remember: It’s not about tracking harder. It’s about designing a system that works with your real life—and actually brings peace to your relationship and your brain.4 Ways To Connect With Us:1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

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