Decoding Retirement

• Unraveling common retirement misconceptions

  In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Nick Nefouse, Blackrock Head of LifePath, about how to unravel and understand common retirement misconceptions. Find out everything you need to know about your time horizon, and why you shouldn't inundate yourself with short term news. Retirement planning doesn’t mean locking up your money for a rainy day and forgetting about it. Planning your future means reacting to events today. Decoding Retirement gives you the tools to navigate the years ahead, and take action now! Each week, Robert 'Bob' Powell will dissect the big headlines, decode key themes, and unpack the possible domino effect for your money. When it comes to retirement planning, Robert Powell and Yahoo Finance will not let you fall behind! Find this episode and more episodes of Decoding Retirement at https://finance.yahoo.com/videos/series/decoding-retirement. Thoughts? Questions? Fan mail? Email us at [email protected]. :40 - Retirement misconceptions 4:10 - Planning choices in early retirement 6:40 - Organizing savings 12:30 - Investing in private assets 15:40 - Shifting asset allocation responsibility 19:00 - Encore careers 21:00 - Retirement complexities Yahoo Finance's Decoding Retirement is hosted by Robert Powell, and produced by Austin Rivera. Robert Powell holds several prominent positions within the financial industry. He serves as the editor-in-chief of the Investments and Wealth Institute's (IWI) Retirement Management Journal, the world's first peer-reviewed journal solely dedicated to retirement income. He also hosts the Exceptional Advisor podcast by IWI. Powell is both a Certified Financial Planner® and Retirement Management Adviser® certificant. Nick Nefouse, CFA, Managing Director, is the Global Head of Retirement Solutions in BlackRock's Multi-Asset Strategies & Solutions (MASS) team and Head of LifePath, BlackRock's global target date fund franchise – helping millions around the world save and invest for retirement.  Learn more about your ad choices. Visit megaphone.fm/adchoices

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• Retirees Rejoice: Bengen's Safe Withdrawal Rate Jumps to 4.7%

  In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Bill Bengen, "4% rule" Researcher/Author of "A Richer Retirement", about how to create retirement income plans. Find out everything you need to know about the new and improved "4.7% rule". Retirement planning doesn’t mean locking up your money for a rainy day and forgetting about it. Planning your future means reacting to events today. Decoding Retirement gives you the tools to navigate the years ahead, and take action now! Each week, Robert 'Bob' Powell will dissect the big headlines, decode key themes, and unpack the possible domino effect for your money. When it comes to retirement planning, Robert Powell and Yahoo Finance will not let you fall behind! Find this episode and more episodes of Decoding Retirement at https://finance.yahoo.com/videos/series/decoding-retirement. Thoughts? Questions? Fan mail? Email us at [email protected]. :50 - Retirement income plan 3:30 - Planning horizon 6:20 - Asset allocation 11:20 - Portfolio rebalancing 15:00 - Withdrawal timing 20:00 - Asset-liability matching 21:00 - Alternative retirement income Yahoo Finance's Decoding Retirement is hosted by Robert Powell, and produced by Austin Rivera. Robert Powell holds several prominent positions within the financial industry. He serves as the editor-in-chief of the Investments and Wealth Institute's (IWI) Retirement Management Journal, the world's first peer-reviewed journal solely dedicated to retirement income. He also hosts the Exceptional Advisor podcast by IWI. Powell is both a Certified Financial Planner® and Retirement Management Adviser® certificant. William Bengen is a retired financial planning practitioner. In 1994, he pioneered safe withdrawal literature by studying a constant spending strategy. He introduced the popular 4% rule, later revised to 4.7%. Learn more about your ad choices. Visit megaphone.fm/adchoices

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• How to avoid retirement regrets

  In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Olivia Mitchell, Professor at Wharton School at the University of Pennsylvania, to discuss how to deal with retirement regrets. Find out everything you need to know about the imminent insolvency of the social security trust fund and more. Retirement planning doesn’t mean locking up your money for a rainy day and forgetting about it. Planning your future means reacting to events today. Decoding Retirement gives you the tools to navigate the years ahead, and take action now! Each week, Robert 'Bob' Powell will dissect the big headlines, decode key themes, and unpack the possible domino effect for your money. When it comes to retirement planning, Robert Powell and Yahoo Finance will not let you fall behind! Find this episode and more episodes of Decoding Retirement at https://finance.yahoo.com/videos/series/decoding-retirement. Thoughts? Questions? Fan mail? Email us at [email protected]. :50 - The social security fairness act 2:50 - Social security facing insolvency 9:00 - Financial literacy 12:50 - Optimally positioning 529 plans 10:50 - How to allocate your money 16:40 - Retiring with debt 19:10 - The importance of financial advice Yahoo Finance's Decoding Retirement is hosted by Robert Powell, and produced by Austin Rivera. Robert Powell holds several prominent positions within the financial industry. He serves as the editor-in-chief of the Investments and Wealth Institute's (IWI) Retirement Management Journal, the world's first peer-reviewed journal solely dedicated to retirement income. He also hosts the Exceptional Advisor podcast by IWI. Powell is both a Certified Financial Planner® and Retirement Management Adviser® certificant. Olivia S. Mitchell is an American economist and the International Foundation of Employee Benefit Plans Professor at The Wharton School of the University of Pennsylvania. Her interests focus on pensions and social security, and she is the executive director of the Pension Research Council, the oldest U.S. center devoted to scholarship and policy-relevant research on retirement security. Learn more about your ad choices. Visit megaphone.fm/adchoices

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• Adjusting your retirement strategy as you age

  In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Steph Guild, Robinhood Senior Director of Investment Strategy, to discuss the many different factors to consider when creating and modifying your investment and saving strategy. Find out everything you need to know about your time horizon, risk tolerance, and more. Retirement planning doesn’t mean locking up your money for a rainy day and forgetting about it. Planning your future means reacting to events today. Decoding Retirement gives you the tools to navigate the years ahead, and take action now! Each week, Robert 'Bob' Powell will dissect the big headlines, decode key themes, and unpack the possible domino effect for your money. When it comes to retirement planning, Robert Powell and Yahoo Finance will not let you fall behind! Find this episode and more episodes of Decoding Retirement at https://finance.yahoo.com/videos/series/decoding-retirement. Thoughts? Questions? Fan mail? Email us at [email protected]. :40 - Balancing debt and saving 3:20 - Decoding time horizon 5:40 - Decoding risk tolerance 7:40 - Differentiating gambling and investing 10:50 - How to allocate your money 12:10 - Why it's important to save early 16:10 - How to balance competing demands Yahoo Finance's Decoding Retirement is hosted by Robert Powell, and produced by Austin Rivera. Robert Powell holds several prominent positions within the financial industry. He serves as the editor-in-chief of the Investments and Wealth Institute's (IWI) Retirement Management Journal, the world's first peer-reviewed journal solely dedicated to retirement income. He also hosts the Exceptional Advisor podcast by IWI. Powell is both a Certified Financial Planner® and Retirement Management Adviser® certificant. Steph Guild is Head of Investment Strategy for Robinhood Financial. Prior to joining Robinhood, Steph spent 21 years within the financial services industry, most recently as a Managing Director and Investment Specialist at JPMorgan Private Bank. Steph’s previous experience at JPM includes working with institutional and intermediary clients in London and NY within the US Equity team, and as part of the broader client advisory team, both within JPMorgan Asset Management. Steph holds a BBA from James Madison University and is a CFA charterholder. She is registered with FINRA, holding Series 7, 63 and 24 licenses. Learn more about your ad choices. Visit megaphone.fm/adchoices

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• Retirement savings: How to spend consciously

  In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell speaks with Jean Chatzky, HerMoney Podcast Host, to discuss the most recent statistics of retirement savers and why there are reasons to be optimistic. Find out how auto enrollment and auto escalation are significantly helping individuals save for retirement in this week's episode of Decoding Retirement. Retirement planning doesn’t mean locking up your money for a rainy day and forgetting about it. Planning your future means reacting to events today. Decoding Retirement gives you the tools to navigate the years ahead, and take action now! Each week, Robert 'Bob' Powell will dissect the big headlines, decode key themes, and unpack the possible domino effect for your money. When it comes to retirement planning, Robert Powell and Yahoo Finance will not let you fall behind! Find this episode and more episodes of Decoding Retirement at https://finance.yahoo.com/videos/series/decoding-retirement. Thoughts? Questions? Fan mail? Email us at [email protected]. 1:00 - Real life retirement journeys survey 4:10 - Auto enrollment and auto escalation 7:10 - How much should you save for retirement? 9:25 - What accounts to use? 10:40 - Take advantage of workplace plans 13:10 - Retirement saving challenges 15:10 - Backwards budgeting Yahoo Finance's Decoding Retirement is hosted by Robert Powell, and produced by Austin Rivera. Robert Powell holds several prominent positions within the financial industry. He serves as the editor-in-chief of the Investments and Wealth Institute's (IWI) Retirement Management Journal, the world's first peer-reviewed journal solely dedicated to retirement income. He also hosts the Exceptional Advisor podcast by IWI. Powell is both a Certified Financial Planner® and Retirement Management Adviser® certificant. Jean Sherman Chatzky is an American journalist, a personal finance columnist, financial editor of NBC’s TODAY show, AARP’s personal finance ambassador, and the founder and CEO of the multimedia company HerMoney. Learn more about your ad choices. Visit megaphone.fm/adchoices

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